To ease the cost of your commute to work, the Commuter Benefits program lets you set aside before-tax dollars from your paycheck to help pay for monthly parking or transit costs. It’s easy and flexible.
How It Works
Enroll
Enroll online at inspirafinancial.com/individual (click on ‘Create Profile).
Contribute
Decide how much to contribute, and the money is deducted from your paycheck, before taxes are taken out.
How Much Can You Contribute?
You can elect to contribute up to the IRS limit of $340 per month (2026) for transit or parking.
Deadline
Enroll or make changes by the 10th of each month for the deduction to be effective the following month.
Contact Info
Inspira Financial Commuter Benefits
Phone: 1-800-284-4885
Website: www.inspirafinancial.com
Commuter Benefits Documents
Qualified Transit Expenses
- Bus
- Subway
- Train
- Streetcar
- Ferry
- Commercial vanpool or commuter highway vehicle
Qualified Parking Expenses
- Parking at or near work
- Parking at or near transportation service site
- Park and ride expenses